UCFCU Savings Rates
| Savings Rates | |
| Effective Date: Thursday, January 23rd, 2020 | |
| Name | APY* |
| IRA Share Accounts All Types | .08 |
| Youth Savings (Members under 18 years) | .05 |
| Vacation Club | .05 |
| Christmas Club | .05 |
| Regular Shares ($500 minimum) | .05 |
| *APY = Annual Percentage Yield Rates are subject to change without notice. | |
| Money Market Checking | |
| Effective Date: Thursday, January 23rd, 2020 | |
| Description | APY* |
| Money Market Checking $2,000.00-$9,999.99 | 0.03 |
| Money Market Checking $10,000.00-$24,999.99 | 0.05 |
| Money Market Checking $25,000.00-$49,999.99 | 0.10 |
| Money Market Checking $50,000.00 & greater | 0.15 |
| *APY = Annual Percentage Yield | |
| Certificate Rates | ||
| Effective Date: Thursday, January 23rd, 2020 | ||
| Description | Dividend Rate | APY* |
| IRA Certificate | 0.13% | 0.13 |
| 6 Month Share Certificate | 0.10% | 0.10 |
| 12 Month Share Certificate | 0.13% | 0.13 |
| 24 Month Share Certificate | 0.20% | 0.20 |
| 30 Month Share Certificate | 0.25% | 0.25 |
| 6 Month Add On Certificate | 0.08% | 0.08 |
| 12 Month Add On Certificate | 0.10% | 0.10 |
| 18 Month Add On Certificate | 0.13% | 0.13 |
| 24 Month Add On Certificate | 0.15% | 0.15 |
| *APY = Annual Percentage. Rates are subject to change without notice. An early withdraw penalty will be assessed. | ||
*rates are subject to change without notice