Loan Rates

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UCFCU Loan Rates

Auto Loan Rates
Effective Date: Tuesday, July 27th, 2021
NameAPR*Term
New or Used Auto 2021, 2020, 2019 2.00% 60 Months
New or Used Auto 2021, 2020, 2019 2.40% 72 Months
New or Used Auto 2021, 2020, 2019 - Minimum Loan Amount $35,000 3.40% 84 months
Used Vehicles 2018, 2017, 2016 2.70% 60 months
Used Vehicles 2015, 2014, 2013 3.70% 48 months
Used Vehicles 2012, 2011 5.45% 36 months
*APR = Annual Percentage Rate

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RVs, ATVs, and Boats
Effective Date: Tuesday, July 27th, 2021
NameAPR*Term
New RV/Motorhome 4.45% 84 months
New RV/Motorhome >$30,000 financed 4.95% 120 months
Used RV/Motorhome (2011 or newer) 5.50% 60 months
Used RV/Motorhome >$30,000 financed (2011 or newer) 5.95% 84 months
New (ATV's, Snowmobiles, Trailers, etc.) 4.45% 60 months
Used (ATV's, Snowmobiles, Trailers, etc.) (2011 or newer) 5.45% 60 months
New Boat 120 months 4.00% 120 months
Used Boat (2011 or newer) 5.00% 84 months
New Camper 4.45% 120 months
Used Camper (2011 or newer) 5.45% 84 Months
*APR = Annual Percentage Rate

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Other Loans
Effective Date: Tuesday, July 27th, 2021
NameAPR*Term
Unsecured Loans 12.15% 48 months
Line of Credit 15.90% n/a
Share Secured 4.00% 120 months
*APR = Annual Percentage Rate

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All loan rates advertised are "as low as" rates, and are based on individual credit history. Rates are subject to change without notice.