Certificates of Deposit (CDs)
Share Certificates
Our Share Certificates are a great way for you to invest money, at a guaranteed higher interest rate than on your regular savings!
Minimum Opening Deposit: $1,000
Terms Available:
- 6 Months
- 12 Months
- 24 Months
- 30 Months
Add-On Certificates
Our unique "Add-On Certificate of Deposit" allows you to add money to your certificate ($250 minimum additional deposit) at any time during the term of the certificate. The rate will remain at the original rate received when you opened the certificate.
Minimum Opening Deposit: $1,000
Terms Available:
- 6 Months
- 12 Months
- 18 Months
- 24 Months
Savings insured to at least $250,000 by the National Credit Union Administration (NCUA).
| Certificate Rates | ||
| Effective Date: Thursday, January 23rd, 2020 | ||
| Description | Dividend Rate | APY* |
| IRA Certificate | 0.13% | 0.13 |
| 6 Month Share Certificate | 0.10% | 0.10 |
| 12 Month Share Certificate | 0.13% | 0.13 |
| 24 Month Share Certificate | 0.20% | 0.20 |
| 30 Month Share Certificate | 0.25% | 0.25 |
| 6 Month Add On Certificate | 0.08% | 0.08 |
| 12 Month Add On Certificate | 0.10% | 0.10 |
| 18 Month Add On Certificate | 0.13% | 0.13 |
| 24 Month Add On Certificate | 0.15% | 0.15 |
| *APY = Annual Percentage. Rates are subject to change without notice. An early withdraw penalty will be assessed. | ||